What Oasis Legal Funding does

Oasis Legal Funding is a company that provides non-recourse funding to people involved in pending lawsuits. Non-recourse means you repay the money only if your case settles or wins — if you lose, you owe nothing back. Oasis funds personal injury cases, employment disputes, workers' compensation claims, and other civil litigation.

The company advances cash against the expected settlement or judgment. You receive the money before your case closes, which can help cover medical bills, rent, lost wages, or other expenses while you wait for resolution. The funding is not a loan in the traditional sense — it is a purchase of a portion of your future settlement proceeds.

Oasis operates in most U.S. states, though availability and terms vary by location and case type. The company works with your attorney, not directly with you, so your lawyer must agree to the arrangement and handle the paperwork on your behalf.

Key Takeaways

  • Oasis provides cash before your lawsuit settles, repaid only from settlement money if your case wins or settles.
  • You work through your attorney, who must contact Oasis and agree to the terms — you cannot explore directly.
  • The company charges a fee or percentage of the settlement, which varies based on case type, timeline, and risk assessment.
  • Funding typically takes one to two weeks after Oasis reviews your case documents and your attorney signs the agreement.
  • If your case loses, you repay nothing, but your attorney may still owe their own fees depending on your retainer agreement.

How to request funding through Oasis

You do not contact Oasis directly. Instead, tell your attorney that you need funding and ask whether they work with Oasis or other legal funding companies. If your attorney has not used Oasis before, they can reach out to the company to discuss your case.

Your attorney will provide Oasis with case documents: the police report or incident summary, medical records, demand letter, insurance policy information, and any correspondence with the defendant or their insurer. Oasis reviews these materials to assess the strength of your case and the likely settlement range.

Once Oasis decides to fund your case, your attorney signs a funding agreement that spells out the advance amount, the fee or percentage owed, and repayment terms. You then sign authorization forms allowing Oasis to be paid directly from your settlement. The money is usually deposited within one to two weeks.

What Oasis charges and how repayment works

Oasis does not charge interest in the traditional sense. Instead, the company takes a percentage of your settlement or a flat fee, depending on the case and how long funding is outstanding. The longer your case takes, the higher the percentage or fee tends to be. A case that settles in three months may cost less than one that takes two years.

The exact amount varies and depends on case type, perceived risk, and how much money you are borrowing. Personal injury cases typically have lower fees than employment or commercial disputes. Your attorney should tell you the fee structure before you agree, and Oasis will confirm it in writing.

Repayment happens automatically when your case settles or wins. Oasis is paid directly from the settlement proceeds before you receive your share. If your case loses or is dismissed, you owe Oasis nothing — the company absorbs the loss. Your attorney's fees, however, are separate and may still be owed depending on your fee agreement with them.

When Oasis funding makes sense for your situation

Legal funding is most useful if you are facing when ready financial hardship while waiting for a settlement. If you have fallen behind on rent, medical bills are piling up, or you cannot work because of your injury, the cash advance can prevent eviction, collections, or deeper debt.

Funding is less necessary if your case will settle quickly — within a few months — because the fee will be lower and you may be able to wait. It is also less useful if you have other resources: savings, disability income, or family support that can bridge the gap.

Be cautious if your case is weak or uncertain. Oasis will decline cases it sees as high-risk, but if the company does fund you, the fee reflects that risk and will be steep. A case with a 50% chance of winning will cost far more than one with an 80% chance.

Questions to ask your attorney before accepting Oasis funding

Ask your attorney what percentage or fee Oasis is charging and how that compares to other funding companies they have worked with. Ask how long they expect your case to take — the timeline directly affects what you will owe.

Ask whether the fee is deducted before or after your attorney's contingency fee. In most cases, Oasis is paid first, then your attorney takes their percentage from what remains, but the order matters and affects your net recovery.

Ask what happens if your case settles for less than expected. If Oasis funded you based on a $100,000 settlement estimate but you settle for $40,000, you still owe Oasis their full fee — you do not get a refund. Understand this risk before you sign.

Ask whether there are any other costs: process fees, document review fees, or administrative charges. Oasis should not charge upfront fees, but confirm this with your attorney.

Alternatives to Oasis if funding is not available

If Oasis declines your case or the fee is too high, other legal funding companies operate under similar non-recourse models. LawCash, Tribeca Lawsuit Loans, and Settlement Advance are common alternatives. Each has different underwriting standards and fee structures, so your attorney may have better luck with another company.

Some attorneys offer payment plans or reduced fees for clients in hardship. Ask your lawyer whether they can defer part of their fee until after settlement or reduce it if you are struggling financially.

If you need when ready money for medical care or living expenses, you may also explore emergency information programs, hardship grants from nonprofits, or payment plans with your creditors or medical providers. These do not depend on your lawsuit and may be faster than legal funding.

Frequently Asked Questions

What if my case is still pending and I need more money?

You can request additional funding from Oasis if your case is still active and your attorney agrees. Oasis will review updated case documents and may approve a second advance. Each advance has its own fee, so the total cost increases with each draw.

Can Oasis funding affect my settlement negotiations?

Not directly. Oasis does not contact the defendant or their insurance company, and the funding agreement is between you, your attorney, and Oasis. However, your attorney must disclose the funding to the court or opposing counsel if required by local rules, so confirm this with your lawyer beforehand.

What happens if my attorney drops my case?

If your attorney withdraws, you still owe Oasis the full fee if your case eventually settles through another attorney or on your own. The funding agreement remains in place. Discuss this scenario with your new attorney before they take over your case.

Is the money I receive from Oasis taxable?

No. Oasis funding is not income — it is an advance against your settlement. You pay taxes only on the settlement itself, and only on the portion that represents taxable damages (usually lost wages or punitive damages, not personal injury compensation). Your attorney or accountant can advise on your specific situation.

How do I know if Oasis is legitimate?

Oasis Legal Funding is a registered company operating in most U.S. states. Your attorney can verify their credentials and confirm they have worked with Oasis before. Never send money upfront or provide personal financial information directly to a funding company — all communication should flow through your attorney.