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Gap Insurance

Gap Insurance Articles

Gap insurance covers the difference between what your car is worth and what you still owe on your loan or lease if the vehicle is totaled in an accident. When you're injured in a motor vehicle accident, dealing with your damaged car adds stress on top of everything else—especially if you're upside down on the loan, meaning you owe more than the car's current value. This gap can leave you responsible for thousands of dollars even after the insurance settlement.

The articles here explain how gap insurance works, when it matters most, and what happens if you don't have it after a total loss. You'll learn the difference between gap coverage and standard collision insurance, how to figure out if you need it, and what your options are if you're already dealing with a totaled vehicle and outstanding loan balance.

Gap Insurance

100 articles

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